Last updated: [12th October 2025]

Welcome to Debt-Free.co.uk.
By accessing or using this website, you agree to the following Terms of Use. Please read them carefully before using the site.

1. General Information

Debt-Free.co.uk is a free, informational website aimed at helping visitors better understand debt and money management.
We are not authorised or regulated by the Financial Conduct Authority (FCA) and do not provide financial advice.

2. No Financial Advice

The content on this site is for general informational and educational purposes only.
It should not be considered as financial, legal, or professional advice.
You should always seek guidance from a qualified and regulated financial adviser before making financial decisions.

Debt-Free.co.uk and its authors accept no liability for any loss or damage that may result from reliance on the information provided here.

3. Affiliate Links and Advertising

We may include affiliate links and advertising to help cover the costs of running this website.
If you click a link or make a purchase through an affiliate link, we may earn a small commission — at no extra cost to you.
We only recommend products or services that we have personally reviewed or believe to be genuinely useful.

4. Intellectual Property

All text, images, graphics, and other content on Debt-Free.co.uk are protected by copyright and intellectual property laws.
You may: View, download, and print pages for personal, non-commercial use.
You may not: Reproduce, distribute, or republish any material from this website without prior written consent.

5. External Links

Our site may contain links to other websites. We are not responsible for the content or privacy practices of those external sites.
Following any external link is at your own discretion.

6. Limitation of Liability

While we do our best to ensure the accuracy and reliability of the information provided, we make no guarantees that:
The information is always accurate or complete.
The website will always be available or error-free.

Debt-Free.co.uk shall not be liable for any loss, damage, or inconvenience arising from your use of this website or reliance on its content.

7. Changes to These Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page, and the “last updated” date will be revised accordingly.

8. Contact

If you have any questions about these Terms, please get in touch through our Contact page.