Who we are

Our website address is: https://debt-free.co.uk
Debt-Free.co.uk is a free-to-use website offering general information and tools designed to help people better understand debt and money management. We do not charge for any services and we do not provide financial advice.

personal data

Debt-Free.co.uk respects your privacy and aims to minimise data collection.
We do not knowingly collect, store, or process any personal data about visitors, except where you voluntarily provide it (for example, by using a contact form or emailing us).
If you contact us, we will use the information you provide only to respond to your enquiry. We do not sell or share this data with third parties.

links to external sites

Our website contains links to other websites.
Please note that this Privacy Policy applies only to Debt-Free.co.uk. We are not responsible for the privacy practices or content of any third-party websites. We encourage you to read their own policies when visiting them.

Sponsorships and Independence

Debt-Free.co.uk is independent and not owned, operated, or sponsored by any bank, lender, or financial institution.
Any recommendations or references are based on our own opinions and research.

Affiliate links

Some links on this website are affiliate links. This means we may earn a small commission if you click through and take an action (such as signing up or making a purchase).
We only recommend products and services that we have personally reviewed or believe to be genuinely helpful.
Affiliate earnings help cover hosting, maintenance, and running costs. They do not influence our editorial content.

Advertising and Remarketing

We may use Google Ads or other third-party providers to display advertising.
These providers may use cookies to serve ads based on your previous visits to our website. This process is sometimes called remarketing.
You can control or opt out of personalised ads at any time by adjusting your browser cookie settings.

Cookie Policy

Cookies are small text files stored on your device that help us understand website traffic and improve your browsing experience.

Types of cookies used:
Essential cookies: Required for the website to function (e.g. security, navigation).
Analytics cookies: Help us understand how visitors use the site (e.g. popular pages, visit duration).
Advertising cookies: Used by third-party networks for remarketing and measuring ad performance.

You can accept or reject non-essential cookies through the on-screen cookie banner or your browser settings. Disabling cookies will not prevent you from using our site but may affect functionality.

Your Data Protection Rights

Under the UK GDPR, you have the right to:
Request access to any personal data we hold about you.
Request correction or deletion of that data.
Object to processing or request restriction in certain circumstances.

Since we collect minimal data, most of these rights will not apply, but you can contact us if you have any concerns.

For details on how this website may be used, please read our Terms of Use

Changes to This Policy

We may update this Privacy Policy from time to time. The most recent version will always be available on this page.
This policy was as last updated 12th October 2025.

Contact Us

If you have questions about this Privacy Policy or our data practices, please reach out through the Contact Us page.

Disclaimer

The content provided on Debt-Free.co.uk is for general informational and educational purposes only.
We are not authorised or regulated by the Financial Conduct Authority (FCA) and do not provide financial advice or any regulated financial services.

Nothing on this site should be taken as personal financial, legal, or professional advice.
You should always consult a qualified and regulated financial adviser before making financial decisions.

We make reasonable efforts to ensure the accuracy of the information presented, but we do not guarantee that it is complete, up to date, or suitable for your particular circumstances.
Debt-Free.co.uk accepts no liability for any loss or damage resulting from reliance on information contained on this website.